A health plan built for churches and faith-based organizations.
Cedar Health Alliance brings participating organizations together within one health plan, creating greater scale while providing strong benefits and more ways to manage healthcare costs.
How it works
The Challenge
Traditional health insurance can leave organizations with limited control over rising costs.
Churches and faith-based organizations may already offer strong health benefits through traditional insurance. But as healthcare costs rise, employers often have limited visibility into what is driving those increases or opportunities to address the underlying cost of care.
That can leave organizations choosing between higher premiums, greater costs for employees, or changes to benefits.
The CHA Model
More control over how healthcare dollars are used.
Cedar Health Alliance brings participating churches and faith-based organizations together within one health plan, creating collective scale and sharing risk across the plan.
That structure gives CHA greater visibility into healthcare costs and more ways to manage the cost of care, with protection against unusually large claims.
How the plan is funded
A self-funded model, without going it alone.
Cedar Health Alliance uses a self-funded model, meaning plan dollars are used to pay the medical and pharmacy claims members actually incur.
Participating organizations share risk across the larger CHA plan, so an individual church isn't responsible for absorbing a major claim on its own. Additional protection is built in for unusually large claims.
Organizations still have predictable monthly costs, with greater visibility into healthcare spending and more ability to manage those costs over time.
A health plan is more than how it's funded.
How CHA Manages Care
Care navigation
Help finding the right care and knowing where to go.
Different ways to access care
Virtual care and direct healthcare relationships give members additional ways to access certain services.
Plan management
Claims, pharmacy, and healthcare data help CHA understand costs and manage the plan over time.
WHAT THIS MEANS FOR YOUR ORGANIZATION
A different model without putting more on your organization.
Your organization still offers health benefits and pays a predictable monthly amount. CHA manages the plan structure, administration, and risk behind the scenes.
For employees, the experience is intentionally different. Members have support navigating care and more ways to access healthcare through the benefits and services available through CHA.
